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Hi, we’re David And Patricia!
#1 Couple in the Digital Payments world
Our clients have processed billions of dollars in credit card processing sales over past 20 years. We have worked with many major brands in the e-commerce industry, and have made millions of dollars in commission from our hard work. After many requests, we finally made the decision to pull back the curtain and teach people exactly what it takes to become a digital payments broker.
As seen in:




If you’re serious about creating REAL residual income,
you’ve come to the right place!

Patricia Carlin
If you’re in the payments industry, you’ve likely heard of Patricia Carlin. For more than 20 years, Patricia has been on the leading edge of digital payments both in the U.S. and abroad. With a lengthy list of credentials, she is branded as one of the most influential people in payments. In fact, she was involved in the very first online merchant account in history!
As a world-renowned expert, she has earned millions of dollars in residual income and has amassed billions of dollars in career sales. Patricia crafted her career by representing the most prominent e-commerce businesses in the world. She is a highly sought-after consultant, helping companies navigate the sometimes complicated waters of global internet billing. Patricia shaped an entire field of practice with the introduction of the gold standard of how to build a residual empire while maintaining payments integrity at every level. Her strategy is to “go for the best and forget the rest.” If you aren’t the best today in what you do, she will help you get there.

David Carlin
Before digital payments, David’s life was summed up with one word: business.
People start businesses for a variety of reasons, but the most common factor is experience. With firsthand experience on the other side of the digital payments industry, David was aware of the struggles other business owners faced when it came to accepting payments.
What he didn’t know what just how much residual income his sales agent was making on his monthly volume. That’s exactly how David found himself on the front lines of the digital payments industry. Garnering a wealth of knowledge through his wildly successful e-commerce business and multiple joint ventures, David’s ingenuity and integrity — coupled with his art of the deal — make him the driving force behind Residual Payments.
See What Our
Students Are Saying

I make residual income while getting to put money back in the pockets of my connections. It’s a win-win.
“As the owner of a leading creative event planning company in New England, my income resets every time a wedding or event is completed. Most industries face the same issue. When I heard about Residual Payments, I was very interested in building a residual form of monthly income that DOES NOT RESET. After going through the training and working one-on-one with Patricia and David, this is definitely a great way to secure ongoing stable revenue. Since I have many colleagues including florists, limo companies, makeup and hair artists, etc., digital payments is a very comfortable conversation to have with my vendors because I am offering them a solution that saves them money on their merchant service fees. I make residual income while getting to put money back in the pockets of my connections. It’s a win-win.”
Erica T.
Wedding and Events Planner

We Will Mentor You!
The Carlins will teach you how to build real residual income.
All you need to become a digital payments expert is your cell phone and the motivation to become an entrepreneur.
Ready to make money?